Consumer Automotive Financial Services in Thailand investigates the market for automotive financial services linked to sales of new and used passenger cars in Thailand. In addition to analysing the market for finance and leasing services Patric Hornqvist Jersey Youth , the study also covers creditor insurance, motor insurance and road assistance, and demonstrates the extent to which a market exists for extended warranties and GAP insurance.
survey results for average take-up rates for finance and leasing propositions at the point of sale, data for the size and growth of the automotive finance and leasing market for consumers in Thailand is provided in terms of gross advances and assets leased for 2007 to 2011 with splits between finance for new and used cars and between finance organised through dealerships at the point of sale and directly with banks or other lending institutions.
Moreover Evgeni Malkin Jersey Youth , also by means of data for average take-up rates, the markets for creditor insurance, motor insurance, road assistance Kris Letang Jersey Youth , extended warranties and GAP insurance are sized in terms of gross written premiums and other revenues sold through the automotive trade (i.e. via dealers and manufacturers) in 2011. These are broken down between new and used cars and between new contracts sold during 2011 and in-force business sold in previous years but still being renewed in 2011.
The report draws on a survey of 70 leading car dealerships as well as an analysis of the approach to consumer automotive financial services of over 20 automotive brands in Thailand. The PartnerBASE鈩?database that accompanies the report details each of the marketing initiatives for consumer automotive financial services traced by Finaccord for both dealers and manufacturers. Together, the report and database will provide you with the definitive guide to current and future opportunities in consumer automotive financial services in Thailand. Market Research
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Real Estate Title Holding - Part One Finance Articles | May 5, 2008
Sternberg brings his "in the trenches" expertise after 30+ years as a real estate investor. This article is a must read for any investor dealing with and understanding general title issues in real estate.
There are several ways to hold the title to a property. Some are simple; some are complex. Each has its advantages and disadvantages, so you have to decide which one is right for you.
In the first part of this article, I'll describe the most common forms of title holding and the advantages and disadvantages of each. Sole Proprietorship This is most common form of ownership.
All you need is a title of the property vested in your name (or other designated person). A sole proprietorship has several advantages: It's the easiest and cheapest form of ownership. You have complete control and decision-making power over the business.
The sale or transfer of property can take place at your discretion. There are no corporate tax payments. There are minimal legal costs to forming a sole proprietorship. There are few formal business requirements.
As with any form of title holding Justin Schultz Jersey Youth , a sole proprietorship also has its disadvantages: You can be held personally liable for the debts and obligations of the business. This means you have no protection against lawsuits or other claims. All responsibilities and business decisions fall on your shoulders. There are no significant tax advantages. All your income and expenses are reported directly on your personal tax return. In the event you die, there is no favorable tax treatment or avoidance of probate.
Joint Tenancy
This is a form of ownership by two or more individuals together. It's different from other types of co-ownership in that the surviving joint tenant immediately becomes the owner of the whole property upon the death of the other joint tenant. This is called a "right of survivorship."
A joint tenancy between a husband and wife is known as a tenancy by the entirety. This form has some characteristics different than other joint tenancies, such as the inability of one joint tenant to sever the ownership and differences in tax treatment.
A joint tenancy requires a unity of time, title Jack Johnson Jersey Youth , interest and possession. "Unity of time" means that all the joint tenants must take title by the same deed at the same time.
Each tenant must own an equal interest or percentage of the property. So, if you have two joint tenants, they each own 50%; three joint tenants 3313%; and so forth.
If the percentage or interest is unequal, then it's not a joint tenancy. By law Mario Lemieux Jersey Youth , each joint tenant is entitled to the right of possession and can't be excluded by the others.
A judgment lien or bankruptcy can terminate a joint tenancy. A new joint tenant can be added by executing a new deed.
Here are the advantages of a joint tenancy:
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