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Finance > Credit > Credit CardSettle Smart: How To Do Credit Card Payment
Posted by nick_niesen in Finance on October 29th Black Nazair Jones Jersey , 2010


The first step in doing a credit card payment is to understand your monthly billing. The following are terms you will encounter:


Statement date 聳 The date that the bill was printed.


Payment due date 聳 this is the day that the cardholder must pay any outstanding balance. Payments made after the said date will be credited, but will also be fined a lateness fee.


Total Amount Due 聳 It consist of the unpaid amount from the previous month, as well as purchases, payments and interest charges for the current month. When the cardholder pays this amount on or before the payment due date, no interest charges will be imposed.


Minimum Amount Due 聳 this is a smaller fraction of the total amount due. To maintain a good standing with the card company, pay at least this amount Black Delano Hill Jersey , if you cannot afford to pay the total amount due.


Finance charge 聳 if the cardholder is not able to pay the total amount due, then he is charged a fee for borrowing money from the company. It is calculated based on the interest rate of the card. For detailed information on how this is calculated, go to


Late charges 聳 Paying or not, after the payment due date, is penalized with late charges. Avoid this as much as possible as this is almost 2X the interest rate of the finance charge. Consistently missing payment may lead to cancellation of the card and a bad credit standing.


Having understood the information on your monthly bill, here are simple strategies for paying your credit card charges:


Always pay the total amount due. Paying only the minimum amount due means being charged for a high interest rate on the unpaid amount.


If you cannot pay the total amount due Black Shaquill Griffin Jersey , pay as much as you can above the minimum amount due. This strategy aims to reduce the finance charges that you have to pay for settling partially.


Do partial payments as early as possible (as soon as you receive the billing). Finance charges are based on the unsettled amount and the time it remains unsettled, so the shorter it is, the lower it will be for finance charges.


Some card companies reward loyal cardholders by accumulating points for their spending. Check if reward points can be credited back as payment.


Lastly, pay the total amount due. Just to emphasize the point!


There are many avenues to pay your card bill. There聮s the traditional way of waiting in line, or the faster way of paying electronically through your computer, cash machine or mobile phone. With all these conveniences at hand Black Ethan Pocic Jersey , it is quite unforgivable to miss your payment due date.


Therefore, settle smart: pay the total, pay on time.


SOCHI, Feb. 22 (Xinhua) -- Kim Jin-Sun, president and chief executive of the Pyeongchang Organizing Committee for the Olympic Games 2018 (POCOG), said on Saturday that Pyeongchang Games will essentially begin when they receive the Olympic flag on Sunday.


"When we receive the Olympic flag tomorrow Black Malik McDowell Jersey , Pyeongchang (Games) essentially begins. We will get the whole world onboard," he said.


"Our vision is very clear: new horizons, developing industries, building a hub of winter sports in Gangwon province. Our Games will also be a Games of culture, environment and peace."


Kim revealed the budget of the 2018 Games.


"The POCOG budget is 2 billion US dollars and the non-POCOG budget is 7 billion," he said.


"The non-POCOG budget is for infrastructure construction and includes private investment for venues Black Shaquem Griffin Jersey , the transport infrastructure, including the high-speed railway. The cost is low because we have started with many existing facilities."


On security, Kim said, "South Korea is one of the world's safest countries. However, considering the special nature of the Olympics, a security committee headed by the prime minister is already in operation."


According to Kim Black Rashaad Penny Jersey , members of the Pyeongchang delegation have been in Sochi trying to learn from the Russian organizers.

This morning while I was getting ready and half listening to the news, Natalie Morales said something that caught my attention. I grabbed the remote, hit rewind, (DVR is the best invention ever) and heard her say that the life expectancy today is actually LOWER for people in hundreds of US counties than in was in 1997.
She was talking about a report by Dr. Christopher Murray of the Institute for Health Metrics and Evaluation[1]. After studying life expectancy for the last ten years, he found that eighty percent of counties in the USA have fallen behind the life expectancy average of the top ten countries in the world. In case you’re wondering, we’re not one of them. In fact Black Richard Sherman Jersey , with an average life expectancy of 78, we’re in 36th place[2].
A thousand years ago, man had a life expectancy of about 20, placing the average mid life crisis right during puberty. No wonder they call it the Dark Ages. For hundreds of years life remained brutal and life expectancy remained right around the current drinking age. In the 1900s, advances in medicine, society Black Steve Largent Jersey , and technology led to increases in life expectancy every decade. In fact, life expectancy from 1900 – 2000 rose by 63.8%.
So what the heck happened?
The researched showed that life expectancy for males in Fairfax County, Virginia was actually longer than that of men in Switzerland, France, or Japan. The study further cited that men in Collier County, Florida as living on average ten years longer than men living in 4 Mississippi Counties.
The obvious assumption for most Frank Clark Jersey , is that in areas of poverty, there’s inadequate access to healthcare. But the study showed that this is simply not the case, neither race nor income was directly linked.
The study actually showed it’s more likely that obesity rates, smoking, and other preventable ri. Cheap Jerseys Cheap Wholesale Jerseys Cheap Jerseys Wholesale Cheap Jerseys China Wholesale Cheap Jerseys Wholesale Cheap NFL Jerseys Wholesale Cheap Football Jerseys Wholesale Jerseys Wholesale Jerseys China Wholesale Nike NFL Jerseys